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Services
Holistic Financial PLanning
"Holistic" can seem a little vague - this is because financial planning is truly unique to every client that we serve. To us, holistic means that we seek to understand our clients financial needs, bring tailored solutions that address the core issues, and adapt the plan as life brings it twists and turns. Most times this looks like building a plan that takes into consideration everything from investment planning to estate goals - here are some examples of what goes into this:
Retirement Planning
How do I know I am prepared for retirement? How do I take my money out of my accounts? Do I have enough? These are all questions that we can help with through effective planning.
Life Insurance
How much life insurance do you need? How much should you pay for it? It only takes a few pieces of info, and only a few minutes to find the answers to these questions, and compare quotes from multiple insurance carriers.
Investment Strategy
We use a long-term, diversified and cost-conscious approach to investing. We start by asking the question "When & what do we need this money for?" so that we can create a portfolio strategy that is right for you.
Long-Term Care
Do I need LTC insurance? Can I just fund it myself? What does Medicare do to help? The solution is truly different for every person - but it is nonetheless important to plan for as nearly 70% of people over the age of 65 will utilize some form of long-term care services. See link for more.
Annuity / Pension Consult
Just like cars, annuities and pensions can get out-dated and need a tune-up or upgrade. We help clients ensure that they are maximizing their retirement income by electing the right distribution, and vehicle.
Tax Planning
Does your income disqualify you from contributing to a ROTH IRA? Are all of your retirement dollars in your 401k or IRA? There still may be ways of accumulating & distributing tax-efficient & tax-free dollars in your plan.
Client Experience
Your experience matters to us. We value our clients and want to ensure that they feel it. Here are some ways that we strive to ensure your experience is unforgettable:
Your plan - in the palm of your hand
We utilize RightCapital which allows you to view your plan from your desktop or an app on your phone. Our goal is for you to have visibility into your plan whenever you want!
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Net Worth Tracking
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Real Time Investment Data
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Planning Checklists
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Secure File Upload
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Budget & Expense Tracking
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Medicare & Social Security Optimization
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Know when your next review is:
As a client, its reassuring to actually know when the next time you are going to speak to your advisor is.
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We schedule all of your reviews for the whole year out during our annual review - so that you can have the confidence and clarity you deserve.
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Client Appreciation
We recognize that without our clients - we wouldn't be able to do this. Whether that is a simple thank-you card, Christmas gift, or retirement celebration dinner - we want to make sure our clients know they are appreciated.
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